/* Bridgeway Legacy Group — layout: a navy "bridge" band frames the page top and bottom; cream and white sections alternate between, with a gold rule as the recurring connector. */
:root{
  --navy:#23283C; --navy-2:#2E3450; --gold:#C49A58; --champ:#E3BE8C; --dgold:#8A6838;
  --cream:#F6F5F0; --paper:#FFFFFF; --ink:#2B2F3A; --muted:#5A6070; --line:#E4DFD3;
  --serif:"EB Garamond", Garamond, "Times New Roman", serif;
  --sans:"Montserrat", "Helvetica Neue", Arial, sans-serif;
  --wrap:1120px;
  color-scheme:light;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--dgold)}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.wrap{max-width:var(--wrap);margin:0 auto;padding-left:max(20px, env(safe-area-inset-left, 0px));padding-right:max(20px, env(safe-area-inset-right, 0px))}
h1,h2,h3{font-family:var(--serif);font-weight:600;color:var(--navy);line-height:1.15;text-wrap:balance;margin:0}
h1{font-size:clamp(2.3rem,5.2vw,3.6rem)}
h2{font-size:clamp(1.9rem,3.6vw,2.6rem)}
h3{font-size:1.45rem}
p{margin:0}
.eyebrow{font-size:.78rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--dgold)}
.lede{font-size:1.15rem;color:var(--muted);max-width:62ch}
.skip{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:10px 14px;z-index:100}
.skip:focus{left:12px;top:12px}

/* header */
body::before{content:"";position:fixed;inset:0 0 auto;height:env(safe-area-inset-top,0px);z-index:60;background:var(--navy)}
.site-header{position:sticky;top:env(safe-area-inset-top,0px);z-index:50;background:var(--navy);border-bottom:1px solid rgba(196,154,88,.35)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-block:10px}
.brand img{height:54px;width:auto}
.nav{display:flex;align-items:center;gap:22px}
.nav a{color:#fff;text-decoration:none;font-size:.88rem;font-weight:500;letter-spacing:.02em}
.nav a:hover{color:var(--champ)}
.nav .call{background:var(--gold);color:var(--navy);font-weight:700;padding:9px 16px;border-radius:4px}
.nav .call:hover{background:var(--champ);color:var(--navy)}
.menu-btn{display:none;background:none;border:1px solid rgba(255,255,255,.4);color:#fff;font:600 .85rem var(--sans);padding:8px 12px;border-radius:4px;cursor:pointer}
@media (max-width:900px){
  .menu-btn{display:block}
  .nav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--navy);flex-direction:column;align-items:stretch;gap:0;padding:8px max(20px, env(safe-area-inset-right,0px)) 18px max(20px, env(safe-area-inset-left,0px));border-bottom:1px solid rgba(196,154,88,.35)}
  .nav.open{display:flex}
  .nav a{padding:12px 0;border-bottom:1px solid rgba(255,255,255,.08);font-size:1rem}
  .nav .call{margin-top:12px;text-align:center;border-bottom:0}
}

/* hero */
.hero{background:var(--navy);color:#fff;position:relative;overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.25fr .75fr;gap:48px;align-items:center;padding-block:72px 84px}
.hero h1{color:#fff}
.hero h1 em{font-style:italic;color:var(--champ);font-weight:500}
.hero .tag{font-family:var(--serif);font-style:italic;color:var(--champ);font-size:1.25rem;margin-bottom:14px}
.hero .lede{color:#D9DBE3;margin-top:20px}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}
.btn{display:inline-block;text-decoration:none;font-weight:700;font-size:.95rem;padding:14px 22px;border-radius:4px;border:2px solid var(--gold);cursor:pointer;font-family:var(--sans)}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-gold:hover{background:var(--champ);border-color:var(--champ)}
.btn-ghost{color:#fff;background:transparent}
.btn-ghost:hover{background:rgba(196,154,88,.15)}
.hero .area{margin-top:26px;font-size:.88rem;color:#B9BCC9}
.portrait{justify-self:center;text-align:center}
.portrait .ring{width:min(300px,70vw);aspect-ratio:1;max-width:100%;border-radius:50%;padding:6px;background:linear-gradient(140deg,var(--champ),var(--gold) 45%,var(--dgold))}
.portrait img{width:100%;height:100%;object-fit:cover;border-radius:50%}
.portrait .name{font-family:var(--serif);font-size:1.5rem;margin-top:16px;color:#fff}
.portrait .role{font-size:.85rem;color:var(--champ);letter-spacing:.04em}
.hero .arc{position:absolute;left:50%;bottom:-1px;transform:translateX(-50%);width:140%;max-width:none;height:70px;pointer-events:none}
@media (max-width:860px){.hero .wrap{grid-template-columns:1fr;padding-block:48px 70px}.portrait{order:-1}}

/* sections */
section{scroll-margin-top:80px}
.band{padding-block:84px}
.band.cream{background:var(--cream)}
.head{display:grid;gap:12px;margin-bottom:40px;max-width:760px}
.rule{width:64px;height:2px;background:var(--gold)}

/* programs overview */
.programs{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.program{background:var(--paper);border:1px solid var(--line);border-top:3px solid var(--gold);padding:28px 26px 26px;display:flex;flex-direction:column;gap:12px}
.program .kicker{font-size:.75rem;letter-spacing:.14em;text-transform:uppercase;color:var(--dgold);font-weight:600}
.program p{color:var(--muted);font-size:.97rem}
.program a{margin-top:auto;font-weight:700;font-size:.9rem;text-decoration:none;color:var(--navy);border-bottom:2px solid var(--gold);align-self:flex-start;padding-bottom:2px}
@media (max-width:900px){.programs{grid-template-columns:1fr}}

/* detail sections */
.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:56px;align-items:start}
@media (max-width:860px){.split{grid-template-columns:1fr;gap:36px}}
.ticks{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.ticks li{position:relative;padding-left:24px}
.ticks li::before{content:"";position:absolute;left:2px;top:.62em;width:8px;height:8px;border-radius:50%;background:var(--gold)}
.ticks b{color:var(--navy)}
.panel{background:var(--paper);border:1px solid var(--line);padding:28px}
.cream .panel{background:var(--paper)}
.panel h3{margin-bottom:14px}
.svc{display:grid;gap:22px}
.svc h3{font-size:1.3rem;margin-bottom:6px}
.svc p{color:var(--muted)}
.quote{font-family:var(--serif);font-style:italic;font-size:1.45rem;line-height:1.35;color:var(--navy);border-left:3px solid var(--gold);padding-left:20px;margin-top:28px}

.ways{counter-reset:w;list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:14px 32px}
.ways li{counter-increment:w;display:grid;grid-template-columns:2.2em 1fr;gap:6px;align-items:baseline}
.ways li::before{content:counter(w);font-family:var(--serif);font-weight:700;font-size:1.4rem;color:var(--gold)}
.ways b{color:var(--navy)}
@media (max-width:700px){.ways{grid-template-columns:1fr}}

.journey{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:0;margin-top:44px;border-top:2px solid var(--gold)}
.journey > div{padding:20px 18px 0 0}
.journey .step{font-family:var(--serif);font-size:1.3rem;color:var(--navy);font-weight:600;position:relative}
.journey .step::before{content:"";position:absolute;top:-28px;left:0;width:12px;height:12px;border-radius:50%;background:var(--gold);border:3px solid var(--cream)}
.journey p{font-size:.92rem;color:var(--muted);margin-top:6px}
@media (max-width:860px){.journey{grid-template-columns:1fr;border-top:0;border-left:2px solid var(--gold);gap:18px}.journey > div{padding:0 0 0 22px}.journey .step::before{top:.45em;left:-30px}}

.note{font-size:.85rem;color:var(--muted);margin-top:20px}

.bubbles{display:grid;gap:14px;margin-top:24px}
.bubble{background:var(--navy);color:#fff;padding:16px 20px;border-radius:18px 18px 18px 4px;font-weight:600;max-width:46ch}
.bubble:nth-child(2){background:var(--paper);color:var(--navy);border:1px solid var(--line);justify-self:end;border-radius:18px 18px 4px 18px}

/* lending */
.lending{background:var(--navy);color:#fff}
.lending h2,.lending h3{color:#fff}
.lending .eyebrow{color:var(--champ)}
.lending .lede{color:#D2D5DE}
.loans{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:16px}
.loans > div{background:var(--navy-2);padding:24px;border-top:2px solid var(--gold)}
@media (max-width:1000px){.loans{grid-template-columns:repeat(2,minmax(0,1fr))}.loans > div:last-child{grid-column:1/-1}}
@media (max-width:560px){.loans{grid-template-columns:1fr}}
.loans h3{font-size:1.25rem;color:var(--champ);margin-bottom:8px}
.loans p{font-size:.95rem;color:#D2D5DE}
.lending .note{color:#AEB2C0}

/* steps */
.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:20px}
.steps li{border-top:2px solid var(--gold);padding-top:16px}
.steps .n{font-family:var(--serif);font-size:2rem;color:var(--gold);line-height:1}
.steps h3{font-size:1.25rem;margin:6px 0 6px}
.steps p{font-size:.93rem;color:var(--muted)}
@media (max-width:900px){.steps{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.steps{grid-template-columns:1fr}}

/* about */
.about{display:grid;grid-template-columns:300px minmax(0,1fr);gap:56px;align-items:center}
.about img{border-radius:6px;border:1px solid var(--line)}
.about .creds{display:flex;flex-wrap:wrap;gap:10px;margin-top:22px}
.chip{font-size:.8rem;font-weight:600;color:var(--navy);background:var(--cream);border:1px solid var(--line);padding:6px 12px;border-radius:999px}
@media (max-width:820px){.about{grid-template-columns:1fr}.about img{max-width:280px}}
.promise{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px;margin-top:48px}
.promise div{border-left:2px solid var(--gold);padding-left:16px;font-weight:600;color:var(--navy)}
@media (max-width:820px){.promise{grid-template-columns:1fr 1fr}}

/* contact */
.contact{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);gap:56px}
@media (max-width:860px){.contact{grid-template-columns:1fr}}
.reach{display:grid;gap:18px;margin-top:26px}
.reach .label{font-size:.75rem;letter-spacing:.14em;text-transform:uppercase;color:var(--dgold);font-weight:600}
.reach .val{font-size:1.15rem;font-weight:600;color:var(--navy);word-break:break-word}
.reach a{text-decoration:none;color:var(--navy)}
form{background:var(--paper);border:1px solid var(--line);padding:30px;display:grid;gap:16px}
.row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media (max-width:560px){.row{grid-template-columns:1fr}}
label{display:grid;gap:6px;font-size:.85rem;font-weight:600;color:var(--navy)}
input,select,textarea{font:inherit;font-size:1rem;color:var(--ink);background:#fff;border:1px solid #CFC8B8;border-radius:4px;padding:12px;width:100%}
textarea{min-height:120px;resize:vertical}
.hp{position:absolute;left:-9999px}
.consent{font-size:.78rem;color:var(--muted);font-weight:400}
.form-msg{font-weight:600;color:var(--navy);background:var(--cream);border-left:3px solid var(--gold);padding:12px 14px}

/* footer */
.site-footer{background:var(--navy);color:#C9CCD6;font-size:.85rem;padding-block:56px 40px}
.site-footer .top{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:40px;align-items:start}
@media (max-width:860px){.site-footer .top{grid-template-columns:1fr}}
.site-footer img.logo{width:220px}
.site-footer h4{font-family:var(--sans);font-size:.75rem;letter-spacing:.14em;text-transform:uppercase;color:var(--champ);margin:0 0 12px}
.site-footer a{color:#fff;text-decoration:none}
.site-footer a:hover{color:var(--champ)}
.site-footer ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.legal{margin-top:40px;padding-top:24px;border-top:1px solid rgba(196,154,88,.3);display:grid;gap:10px;font-size:.8rem;color:#AEB2C0}
.legal strong{color:#fff;font-weight:600}
.eho{display:flex;align-items:center;gap:10px}
.eho svg{width:34px;height:34px;flex:none}

/* simple pages */
.page{padding-block:64px 80px}
.page .prose{max-width:720px;display:grid;gap:16px}
.page h2{font-size:1.6rem;margin-top:18px}
.page ul{margin:0;padding-left:20px;display:grid;gap:6px}